• I - Mission,  IV - Investing

    How to Live Rich When You’re 22

    This article was written by Lisa Zamparo, a Financial Strategist and Chartered Professional Accountant. I was originally published at www.LisaZamparo.com.   In my work as a financial strategist, people often ask if I would have done anything differently with my own finances when I was first starting out, knowing what I know now. While I don’t believe in regrets, I do think that I could have made some smarter choices along the way. Here’s some advice I would give my 22-year old self… or the real-talk I would give to a 22-year old client. 1. Start saving, like, right now. Even if you think you’re broke. When you’re first starting out, struggling to balance…

  • I - Mission

    Love and money don’t mix

    Throughout my career as a Licensed Insolvency Trustee, I have seen the following scenario play out time and time again: Girl meets boy and falls in love. He’s not perfect  – he could be irresponsible at times – but he makes her laugh and makes her feel good. Besides, she’s confident that she can make him change his ways. Boy wants to buy a new home or car, but has pretty shoddy credit and/or low income. However, that doesn’t matter, his girl loves him so much that she’ll co-sign the loan for him. Eventually, and for one reason or another, the boy stops making his loan payments and takes off.…