About The Author
Victor Fong, CMA, CIRP is licensed Trustee in Bankruptcy and Chartered Insolvency and Restructuring Professional with several years of experience in all facets of insolvency, both personal and business. Victor currently focuses on bankruptcies, formal proposals and restructuring for consumer debtors. He also devotes considerable energies to debtor rehabilitation through credit and budget counselling.
debt counselling Archive
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New York Times exposes the debt settlement industry
Posted on June 30, 2010 | No CommentsI read a very interesting report from the New York Times that claims the majority of “debt settlement companies” (i.e., unlicensed and unregulated businesses offering debt relief) in the United... -
Bankruptcy and Gambling Debt
Posted on June 13, 2010 | No CommentsGambling has become a major problem in our society. I have come across many individuals who became heavily indebted because of compulsive gambling. Filing for personal bankruptcy is an option... -
Debt Consolidation or Bait & Switch? Surprising Toronto Credit Counselling FAQs
Posted on April 2, 2010 | No CommentsThe business of debt counselling (a.k.a. credit counselling) and debt consolidation is an extremely competitive one, particularly in Toronto. Unfortunately, there are certain financial professionals who employ questionable methods in...